White Collar Teaches You How To Become A Financial Man.

In recent years, with the improvement of living standard, people

Trap one, substitute guarantee is implicated.

It is very common for a person to give a guaranty, but he must not believe that it is only a sign and a chapter to make a guarantee for others.

Take private lending, if the borrower makes a guarantee, once the latter intentionally delays repayment, the first person involved is the guarantor, and the arrears will have to be "top" by you.

Trap two, high interest storage is not fulfilled.

In some places, there are "mutual aid groups" and "Foundations" and other illegal deposit taking institutions. Although interest rates are higher than banks, people's deposits in these institutions are not protected by national laws.

Once the latter is unable to cash or even run away, depositors will lose nothing.

Trap three, half of the money against fraud.

In some areas, there are often "good hearted" small peddlers walking in streets and streets to exchange for half of those who have little damaged coins.

On the surface, they do good for the people, but it is actually the use of people who do not understand this kind of money to go to the bank for full exchange in order to cheat money.

Traps four, certificates of deposit pay debts.

The loss is the only legal payment certificate issued by the bank to the depositor, and the certificate of deposit can not be endorsed.

However, some people who have ulterior motives are lending cash to others and deliberately pfer the undue certificates with their names to the unidentified investors to pay their debts.

If the borrower goes to the bank to deposit the deposit receipt and then takes away the deposit, the investor can only bear the loss.

When the certificate of deposit is in debt, many banks have launched the small pledge loan business of certificates of deposit.

Some people borrow certificates of deposit from others and pledge loans to banks.

The lenders may think that this is just a piece of paper. In fact, if the borrower fails to repay the loan, the bank has the right to withdraw the certificate of deposit for the purpose of paying debts.

Trap five, counterfeit money mixed up.

Under the vigorous publicity of banks, many people have mastered the way to distinguish counterfeit money.

Therefore, some fraudsters pay counterfeit money in the dark, or mix it up with counterfeit money in the whole bundle of money, or use people's greedy mentality or counterfeit foreign currency in China for counterfeit dollars or pounds to defraud.

If foreign currency knowledge is relatively scarce, it is easy to fall into the trap.

These are five more common fraudulent practices.

For better prevention